Not legal advice. FixMyHOA provides educational HOA resources only — not legal services. Consult a licensed attorney for your specific situation. Full disclaimer.
50 states verified

Is Your HOA Violation Even Legal? We'll Tell You — Free

Paste your notice. We audit it against your state's statutes — fine caps, notice periods, hearing rights — and show you exactly where the board fell short.

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What we check — a real notice, audited

Oakridge Community AssociationNotice

Notice of Covenant Violation

Lot42 — 118 Rosewood Ln
Issued24 Aug 2026
Cure by31 Aug 2026
CovenantArt. VII §3 — Vehicles

You are in violation of the recorded covenants for storing a recreational vehicle in the driveway. A fine of $250.00 is assessed and payable within thirty (30) days.

Payment may be remitted to the management office. This matter is now closed.

3 defects found · fine likely unenforceable

Illustrative example. Your audit cites your own state's statute.

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Browse HOA laws by state

All 50 states →

Looking for fine limits across all states? HOA fine limits by state →

Free defense score

How strong is your case?

Thirty seconds, no sign-up — a first read on whether your notice has a defect worth pressing.

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HOA Violation Defense Score

Answer a few quick questions to see how defensible your violation is.

How it works

Three steps, about a minute.

You don't need to know which statute applies. You need to know whether your board followed it — that's the part we check.

01
Paste the notice
Type it, paste it, or photograph it. PDFs, DOCX and phone photos all work — no account and no card.
Under 60 seconds
02
We audit the procedure
Fine cap, notice period, hearing right and cure window — each checked against your state's statute text, with the section number attached so you can verify it yourself.
Cites the section
03
You get the defects, in writing
A plain-English list of what the board got wrong, and the dispute letter that puts it to them.
Board-ready letter

Common battles

What a procedural defect looks like.

Three of the patterns we see most often. In each, the fine itself was arguable — the procedure behind it was not.

Landscaping

How to Void a Landscaping Fine in San Jose

Don't pay for "dead grass." Our AI audits your fine against CA Civil Code 5850 and AB 130 limits, showing where the board overstepped. Generates a targeted dispute response.

Parking

Overturning Arbitrary Parking Tow Threats

Did they threaten to tow your car without proper 96-hour notice? Our AI identifies procedural issues in your CC&Rs and helps you draft a dispute response to protect your vehicle.

Architectural

Defeating Unapproved Architectural Fines

They claim your new windows are "unauthorized." Our AI runs a detailed audit to identify selective enforcement and procedural gaps, giving you the evidence to push back.

Guides

Latest expert guides

Long-form walkthroughs for the violations that come up most, each written against the statutes that govern them.

Dispute an HOA Landscaping ViolationStep-by-step guide to fighting unfair landscaping fines. Covers evidence gathering, formal responses, appeals, and state law protections.Read →Fight HOA Parking ViolationsKnow your rights and build a winning appeal against unfair parking fines, tow threats, and vehicle restrictions from your HOA.Read →Appeal an Architectural DenialComprehensive guide to navigating the ARC appeal process. Includes documentation strategies, precedent research, and legal options.Read →

All guides →

By violation type

Every violation has its own defense.

Rules, defenses and state-law protections differ by category. Pick yours to get the rights that actually apply to your situation.

Landscaping→Dead grass, overgrown shrubs, drought conditionsParking→Tow threats, guest parking, vehicle restrictionsArchitectural→ARC denials, fences, windows, paint colorNoise→Parties, music, dog barking, construction hoursPets→Breed bans, leash rules, pet counts, weight limitsDecorations→Holiday lights, flags, political signsTrash→Bin placement, pickup schedules, visible containersRentals→Short-term rental bans, tenant registrationMaintenance→Driveways, roofs, gutters, exterior upkeepSigns→For-sale signs, political signs, security signs

All violation guides →

By state

Know your state's HOA laws.

Fine limits, notice requirements and hearing rights depend entirely on where you live. These six cover the largest share of our readers.

Florida HOA LawsChapter 720: $100 fine cap, 14-day notice, mandatory independent hearing committee, HB 1203 protections.Guide →California HOA LawsDavis-Stirling Act: AB 130 $100 fine cap, mandatory ADR before court, electronic voting rights.Guide →Texas HOA LawsProperty Code Ch. 209: No state fine cap, HB 886 two-notice rules, flag and political sign protections.Guide →Arizona HOA LawsARS Title 33: Mandatory hearings (fine without one is illegal), ADRE dispute resolution, strong record rights.Guide →Nevada HOA LawsNRS Chapter 116: $100/$1,000 fine caps, mandatory hearings, 2025 religious display and EV rights.Guide →Colorado HOA LawsCCIOA: $500 fine cap, 30-day cure period, 2025 mandatory mediation, 180-day foreclosure redemption.Guide →

All 50 state guides →

By the numbers

50
states with a dedicated HOA law guide — every U.S. state covered
136
in-depth defense guides, each built on real, cited statutes
$0
to run your first audit — no signup and no credit card required
24/7
the AI audit is available the moment a violation notice arrives

Every legal guide on FixMyHOAViolation.com cites the governing statute and is checked against the official state source.

Common defenses, explained

Common defenses, explained

How a procedural defense works.

The fine itself is rarely the weak point. The procedure behind it usually is — here is what that looks like in practice.

Landscaping · ArizonaNotice Defect

Received a $250 fine for "dead grass" — notice arrived without the required 14-day cure period under ARS §33-1803.

A missing 14-day cure period under ARS §33-1803 is grounds to challenge the fine before it stands.

Parking · FloridaSelective Enforcement

Fined $500 for parking an RV on the driveway. Two neighbors had identical setups with no violations on record.

Documenting comparable, un-enforced violations is the basis for a selective-enforcement defense.

Architectural · CaliforniaProcedural Error

ARC denied a window replacement without providing written standards under Civil Code §4765.

Civil Code §4765 requires written architectural standards — their absence is grounds to demand the denial be reconsidered.

Case patterns based on common violation defenses identified through the platform. Individual outcomes vary.

See if your violation has a defense →

Questions

Frequently asked questions

The things homeowners ask first, answered against the statutes that govern them.

How do I fight an HOA violation?

Review your CC&Rs, document everything with photos, send a formal dispute via certified mail citing your state laws, and request a hearing. Our AI audit tool can analyze your specific notice instantly.

Can an HOA fine you without notice?

No. Every state we've verified requires written notice before fines. Florida requires 14 days notice of the right to a hearing (§720.305(2)), California requires 10 days before the board meeting (§5855(a)), Texas requires certified-mail notice with 30 days to request a hearing (§209.006), Nevada requires 30 days (§116.31031(4)(a)). Fines without proper notice may be invalid. See verified notice periods by state.

What are HOA fine limits by state?

Fine limits vary by state. Florida caps fines at $100 per violation with a $1,000 aggregate cap (§720.305(2)). California caps at $100 per violation under AB 130 (§5850(c)). Virginia caps a single offense at $50 and continuing offenses at $10/day for up to 90 days (§55.1-1819). Most other states defer to your association's CC&Rs. See the full verified state table.

What is selective enforcement?

When an HOA enforces rules against you but not neighbors with the same violation. It is an affirmative defense in most states and can invalidate your violation entirely.

Can my HOA put a lien on my house?

Yes. HOAs can file liens for unpaid fines in most states, which can affect your credit and even lead to foreclosure. Responding to notices promptly is critical.

How does the AI violation audit work?

Upload your violation notice and CC&Rs. Our AI analyzes it against state laws, flags procedural errors and selective enforcement, then generates a customized dispute letter. Try it free.

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